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Demystifying Credit Card Interest: How It Works

Understanding how credit card interest works can help you manage debt, avoid excessive fees, and use credit more wisely. Credit card interest is...

What It Means to Live Simply

Frugality is often misunderstood. People mistakenly equate it with being cheap or stingy, but it is actually about making thoughtful financial choices that...

What Happens If You Miss a Car Payment (And How to Handle It)

Life can be unpredictable, and missing a car payment can happen even with careful financial planning. However, ignoring the issue may lead to...

Should I Use My Retirement to Pay Off Debt? Pros, Cons, and Alternatives

When dealing with overwhelming debt, it might be tempting to tap into your retirement savings as a quick fix. However, using retirement funds...

New Developments & Credit Impact

Buy Now, Pay Later (BNPL) is reshaping how credit works. And as of April 1, 2025, it’s starting to show up on your...

Debt Restructuring vs Debt Consolidation: Which Is Better?

You have many choices when dealing with debt. Two popular options are debt consolidation and debt restructuring. Understanding each of these can help...

Can You Pay Child Support with a Credit Card?

Managing child support payments may be challenging, particularly for non-custodial parents juggling other financial responsibilities. If you’re wondering whether you can pay child...

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