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Five days in the office again? Here’s how it could impact your budget

The pre-pandemic norm of working five days in the office is coming back for many Canadians, except it’s not exactly the same this...

Retirement taxes explained: Withholding, clawbacks, and other surprises

Taxation in Canada When you are working, your employer calculates the payroll deductions to come off your paycheque based on Canada Revenue Agency (CRA)...

Is saving for your child’s education still worth it? The research says yes

This uncertainty collides with harsh financial realities across every aspect of life. Families are already juggling mortgage payments, childcare costs, and rising living...

Surviving the present, investing in the future: Gen Z’s financial balancing act

But Gen Z is also the most digitally savvy generation yet, quick to adopt budgeting apps, mobile wallets, and investing platforms. The result...

How does interest work in a savings account?

When you hold money in a savings account, interest is money you receive for lending those funds to the financial institution. The interest...

Prenups can be an uncomfortable topic, but a big help in the event of heartbreak

There’s a certain stigma that can come with a prenuptial or cohabitation agreement, which outlines the fate of a couple’s assets if their...

How to plan for old age when you don’t have kids

In fact, the proportion of Canadian women without biological children has been rising steadily, up to 17.4% of those over 50 in 2022. And...

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